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Finansowa marginalizacja ubogich w Afryce

Finansowa marginalizacja ubogich w Afryce

Bénoit Kambale Mbakul’irah

131,32 €
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Editorial:
KS OmniScriptum Publishing
Año de edición:
2026
Materia
Teoría general del derecho
ISBN:
9786630428407
131,32 €
IVA incluido
Disponible
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Wykluczenie osób ubogich przez banki komercyjne zostało wyjaśnione przez ekonomistów klasycznych i neoinstytucjonalistów, którzy opierają się na niedoskonałości rynku finansowego oraz oportunistycznych zachowaniach mikroprzedsiębiorców oraz małych i średnich przedsiębiorców. W niniejszej pracy autor zwraca uwagę na inne zjawiska, których teorie te nie uwzględniają w kontekście rynków charakteryzujących się znacznymi niedoskonałościami, takich jak rynek w Demokratycznej Republice Konga. Autor przedstawia najpierw przyczyny wykluczenia ludności kongijskiej z systemu finansowego od czasów Niepodległego Państwa Konga aż do dnia dzisiejszego. Następnie opisuje strukturę popytu i podaży usług finansowych. Na koniec proponuje model włączenia sektora nieformalnego do budżetu i produktu krajowego brutto (MISIB-PKB) jako narzędzie umożliwiające rozwój systemu finansowego, który będzie inkluzywny, zintegrowany i dostępny dla wszystkich.

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